DISCLAIMER

We reserve the right to update, change, add to or subtract any material without notice.

This site is for entertainment purposes only.  This site is not for emergency services:  If you find yourself in physical or mortal danger, PLEASE CALL 911 IMMEDIATELY.

Neither the owners, guests, profiled personalities, or third party vendors on this site (unless otherwise directly noted) have a degree in or are licensed in the following professional capacities:

*medical/physician

*attorney/law

*psychiatry/psychology

*accountant/actuary/financial

Therefore none of the commentary made verbally, written, or via video or audio recording by the owners, guests, profiled personalities or third party vendors, is to be considered in any way a substitute for medical/legal/mental/financial counseling by a certified, degreed and/or licensed professional.  Users of this site are expected to use their common sense by seeking professional advice from any or similar certified, degreed or licensed professional  as appropriate, regardless of commentary given by the owners, guests, profiled personalities and any third party vendors on this site.

The owners, guests, profiled personalities and third party vendors disclaim any loss or responsibility from any commentary provided, including, but not limited to, loss of:

Data, good will, anticipated savings, gains or losses, income or revenue, office or managerial time, business or contracts, business or personal contacts, health.

Links to third party vendors and affiliates are for site user as information only; such information and the access possibly provided are in no way to be considered as endorsements for same.  Users are urged to ascertain that the user’s computer anti-spy and anti-malware protections are up to date and functioning before clicking on any third party link for any site, including this one.

NOTE:  Depending on your browser settings, cookies and other such advertising information-tracking may be gathered on you as you browse the web to/from any site.  If you click on a advert, adsense or third party link, it is your responsibility to check the privacy policies to protect your own information.  You can disable or limit that happening by going to your browser settings, or by going to your browser’s website.  This site does not collect that information inadvertently or otherwise.

Any information you voluntarily provide in exchange for one of the services offered on this site will be kept strictly confidential; we do not sell or give away information to other parties.

Earning and income notice:
While we make every effort to ensure that we accurately represent these products and services and their potential for income. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ.

Kathleen Smith is an independent third party content publisher, which may on occasion receive some form of compensation for content published, be it in the way of free product samples, money, and, or other form of compensation. As an independent third party content publisher, every effort is made to ensure that the information on this website remains as impartial and as accurate as possible.

Questions? We will do our best to answer.  Note that spam is automatically deleted.